MetLife has added group accident insurance to its portfolio of supplemental health insurance products to help employers and their employees address the challenges associated with rising healthcare costs.
MetLife says that, with the voluntary group accident insurance, employers have a simple and affordable way to provide additional protection that can help their employees cover out-of-pocket expenses, such as deductibles, copayments and non-covered medical services that may result from an accident.
MetLife adds that the group accident insurance provides protection, including more than 150 different events that pay a benefit; coverage for active employees of any age, their spouses and their children (up to age 26) without a medical exam; no minimum employee participation requirements, waiting period for coverage to begin, or limitations on the number of accidents covered; portability (continuation of coverage); and premiums paid through payroll deduction.
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